Are the services of a counselor covered by my insurance?

It is likely that counseling or therapy for mental health concerns are covered to some extent. Some benefit programs have preferred service providers while others allow you to choose a counselor on your own.

In the latter case, some benefits programs specify the professional qualifications a counselor must have for coverage. For instance, sometimes only the services of a Registered Social Worker are reimbursed. Or only the services of a psychologist are reimbursed. It is important to review your benefits program to establish what services, provided by whom, are covered.

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